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The Story

Jeff has approached his intent to eliminate financial illiteracy and financial despair on families and youth as a calling. Jeff has been personally impacted by what he teaches. Jeff's compassionate approach to educating is a result of his own personal experiences, in addition, his family has also suffered the pain, shame, guilt, and embarrassment of a bankruptcy, foreclosure, job loss, unemployment, health issues, relationship challenges and divorce.

As a result, Jeff has a personal passion for alleviating these issues in other families so that At-Risk children, young adults, and families will be able to experience a way out of despair when provided with a caring approach to financial wellness education and empowerment. recognizes that the world, the nation, California, and San Diego County are being impacted by a continuing financial crisis that is disproportionally impacting individuals and families. Many who are disenfranchised, underserved, and at-risk, (including the working poor), are disproportionally affected by this predicament. We are committed to lessening the impact on these and other communities by providing transformative, unbiased, fun, culturally sensitive, educationally relevant, and impactful sessions & coaching services that are helping to eliminate the economic achievement gap.



•Educate to encourage change from within.

• Transform our community by providing innovative solutions and cutting edge technologies to the global challenge of smart money choices.

•Impact our communities, locally, regionally and globally.


HarMonE: Unity in attitude, beliefs, emotions and behaviors as one aligns themselves with who they want to be financially.

SUPPORT: Ask how you can support's efforts to impact At-Risk communities.

Connect with us!